Looking Back to Look Forward: ЁЯз╡

Like many, in March 2020 I started feeling very concerned about so many people losing their jobs , not having enough saved to cover basic needs like rent & food for even a month or 2.

And like many wonderful UAE residents, I too did my

best to support with ЁЯТ░.
However, they say give a gal ЁЯРЯ , & she will eat one day; teach a gal to ЁЯРЯ & she'll eat every day.

So partly to quell my anxiety but mostly to help the avg. hardworking person learn how to invest, I started blogging about investing.
If you're new to investing or want a refresher, here is how you can catch up. A short course in blogs & videos.

Lesson 1: Why should you invest?

Well, if weтАЩve learned anything from this pandemic, itтАЩs the importance of saving for uncertainties.

ЁЯСА @ 2 charts below H/T @SamRo
The top 1% holds 61% of their wealth in Equities & only 11% in Real Estate , 12% in ЁЯТ╡

Bottom 50% hold 55% in Real Estate, only 6% ЁЯТ╡ & 4% in Equity.

So, the top 1% have liquid assets that have ЁЯСНЁЯП╜ compounding effect to grow ЁЯТ░.
I explain more here:

https://t.co/1nmsgNd2uv
Lesson 2: Budgeting & How To Save

Yes, you want that fancy car, fancy address or clothes, shoes, bags for that extra Instagram shoot. Certainly have fun but remember less is more.

HereтАЩs how I saved 32% of my income in my mid-twenties AFTER taxes.

https://t.co/Mac0XBlpt9
Lesson 3: Time & Compounding Impact

Now that youтАЩre a master & budgeting & saving, here are basic fundamentals of investing.

Time In The Market
Dollar Cost Averaging (Buy Low, Sell High)

Read this to learn more:

https://t.co/BECWNWMU9D
Lesson 4: Thanks to $TSLA, $BTC, etc., Diversification has become a dirty word & not in the naughty way ЁЯШЙ

If youтАЩre new to investing in the stock market, index funds (naturally diversified) funds are a good way to start until you get the hang of things.
https://t.co/oRxIrR7fLT
Lesson 5: Once you get the hang of investing, and you may want to ride the wave ЁЯМК with a few individual stocks.
But how do you know which to pick?
You must learn to read the financial statements & mgmt reports.
5a:
https://t.co/fOn9ZCDCXO
How to read a balance sheet

https://t.co/UCDDhZtb03
How to read a Cashflow statement

https://t.co/TxoBkbUImh
Lesson 7: Now that you know all about financial statements, how do you quickly assess a stockтАЩs performance?

Can we do that looking at the stock table or chart from yahoo finance website?

https://t.co/vcIAu7uIyG
Lesson 8: Now that you know all about financial statements, how do you compare stocks so you can pick the best as per your analysis?

I compared sports stocks like Nike, Lululemon, FitBit, Adidas etc in this blog.

https://t.co/41CrfqPIdE
Lesson 9: You feel confident and ready to invest but which broker should you choose? What questions should you ask your broker?

https://t.co/bOK7omQClh
Lesson 10: How to compare brokerage firms?
IтАЩve compared 9 brokerage platforms in this blog so you can choose one that meets your needs.

https://t.co/yaqCLmurk0
Lesson 11: As you start investing you will definitely see the impact of market volatility. It maybe tempting for you to cash out or sell everything in a panic when your portfolio is down.

In this blog I show why holding is better than frequent trading.

https://t.co/ksGrlP8dC8
Lesson 12: As you plan your investments and retirement, I built this nifty calculator so you can figure out how much you need to invest every year to get your goal amount for retirement. Check it out. ItтАЩs fun.

https://t.co/o03MoFLZSf
Lesson 13: If you are also keen on investing in Bonds ( buying Government or Corporate Debt) so that you get a fixed amount in interest every year, I briefly explain Bonds & Bond funds here.

https://t.co/OlBT9HfLkt
Lesson 14: if you want to learn how to analyze different sectors or industries, I illustrate the same using SnowflakeтАЩs $SNOWтАЩs phenomenal IPO & looking at cloud computing stocks.

https://t.co/UfHDfbxnn0
Lesson 15: if youтАЩve been excited about recent mind blowing IPOтАЩs, then IтАЩve read AirbnbтАЩs S1 statements (all 200+ pages) and wrote about it. I expected it to be a $100 B company and it already is. ЁЯдС

But the value investor in me hesitates to buy now.

https://t.co/zf8ylwikEz
ЁЯЩПЁЯП╜ so much for supporting me in 2020 dear twitter friends.
In 2021, I hope to share with you my thoughts on Cybersecurity stocks, Gaming stocks, and crypto and more of what you want to know.

Happy Happy New Year! тЭдя╕ПтЭдя╕ПтЭдя╕ПЁЯдЧЁЯдЧЁЯдЧ

More from Economy

Let's discuss how little you actually understand about economics and energy.

The first thing to understand is that energy is not globally fungible. Electricity decays as it leaves its point of origin; itтАЩs expensive to transport. There is a huge excess (hydro) in many areas.


In other words, it can also be variable. It's estimated that in Sichuan there is twice as much electricity produced as is needed during the rainy season. Indeed, there is seasonality to how Bitcoin mining works. You can see here:

Bitcoin EXPORTS energy in this scenario. Fun fact, most industrial nations would steer this excess capacity towards refining aluminum by melting bauxite ore, which is very energy intensive.

You wouldn't argue that we are producing *too much* electricity from renewables, right?

"But what about the carbon footprint! ITS HUGE!"

Many previous estimates have quite faulty methods and don't take into account the actual energy sources. Is it fair to put a GHG equivalent on hydro or solar power? That would seem a bit disingenuous, no?

Well that's exactly what some have done.

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The chorus of this song uses the shlokas taken from Sundarkand of Ramayana.

It is a series of Sanskrit shlokas recited by Jambavant to Hanuman to remind Him of his true potential.

1. рдзреАрд╡рд░ рдкреНрд░рд╕рд╛рд░ рд╢реМрд░реНрдп рднрд░рд╛: The brave persevering one, your bravery is taking you forward.


2. рдЙрддрд╕рд╛рд░рд╛ рд╕реНрдерд┐рд░рд╛ рдШрдореНрднреАрд░рд╛: The one who is leaping higher and higher, who is firm and stable and seriously determined.

3. реБрдЧреНрд░рд╛рдорд╛ рдЕрд╕рд╛рдорд╛ рд╢реМрд░реНрдпрд╛ рднрд╛рд╡рд╛: He is strong, and without an equal in the ability/mentality to fight

4. рд░реМрджреНрд░рдорд╛ рдирд╡рд╛ рднреАрддрд┐рд░реНрдорд╛: His anger will cause new fears in his foes.

5.рд╡рд┐рдЬрд┐рдЯрд░реАрдкреБрд░реБ рдзреАрд░рдзрд╛рд░рд╛, рдХрд▓реЛрдерд░рд╛ рд╢рд┐рдЦрд░рд╛ рдХрдареЛрд░рд╛: This is a complex expression seen only in Indic language poetry. The poet is stating that Shivudu is experiencing the intensity of climbing a tough peak, and likening

it to the feeling in a hard battle, when you see your enemy defeated, and blood flowing like a rivulet. This is classical Veera rasa.

6.рдХреБрд▓рдХреБ рдерд╛рд░рдерд┐рд▓реАрдерд╛ рдЧрдореНрднреАрд░рд╛, рдЬрд╛рдпрд╛ рд╡рд┐рд░рд╛рдЯ рд╡реАрд░рд╛: His rough body itself is like a sharp weapon (because he is determined to win). Hail this complete

hero of the world.

7.рд╡рд┐рд▓рдпрдЧрд╛рдЧрдирдерд╛рд▓рд╛ рднрд┐рдХрд╛рд░рд╛, рдЧрд░рдЬреНрдЬрджреНрдзрд░рд╛ рдЧрд╛рд░рд╛: The hero is destructive in the air/sky as well (because he can leap at an enemy from a great height). He can defeat the enemy (simply) with his fearsome roar of war.
Fake chats claiming to be from the Irish African community are being disseminated by the far right in order to suggest that violence is imminent from #BLM supporters. This is straight out of the QAnon and Proud Boys playbook. Spread the word. Protest safely. #georgenkencho


There is co-ordination across the far right in Ireland now to stir both left and right in the hopes of creating a race war. Think critically! Fascists see the tragic killing of #georgenkencho, the grief of his community and pending investigation as a flashpoint for action.


Across Telegram, Twitter and Facebook disinformation is being peddled on the back of these tragic events. From false photographs to the tactics ofwhite supremacy, the far right is clumsily trying to drive hate against minority groups and figureheads.


Declan GanleyтАЩs Burkean group and the incel wing of National Party (Gear├│id Murphy, Mick OтАЩKeeffe & Co.) as well as all the usuals are concerted in their efforts to demonstrate their white supremacist cred. The quiet parts are today being said out loud.


The best thing you can do is challenge disinformation and report posts where engagement isnтАЩt appropriate. Many of these are blatantly racist posts designed to drive recruitment to NP and other Nationalist groups. By all means protest but stay safe.
ЁЯМ║рд╢реНрд░реА рдЧрд░реБрдбрд╝ рдкреБрд░рд╛рдг - рд╕рдВрдХреНрд╖рд┐рдкреНрдд рд╡рд░реНрдгрдиЁЯМ║

рд╣рд┐рдиреНрджреБ рдзрд░реНрдо рдХреЗ 18 рдкреБрд░рд╛рдгреЛрдВ рдореЗрдВ рд╕реЗ рдПрдХ рдЧрд░реБрдбрд╝ рдкреБрд░рд╛рдг рдХрд╛ рд╣рд┐рдиреНрджреБ рдзрд░реНрдо рдореЗрдВ рдмрдбрд╝рд╛ рдорд╣рддреНрд╡ рд╣реИред рдЧрд░реБрдбрд╝ рдкреБрд░рд╛рдг рдореЗрдВ рдореГрддреНрдпреБ рдХреЗ рдмрд╛рдж рд╕рджреНрдЧрддреА рдХреА рд╡реНрдпрд╛рдЦреНрдпрд╛ рдорд┐рд▓рддреА рд╣реИред рдЗрд╕ рдкреБрд░рд╛рдг рдХреЗ рдЕрдзрд┐рд╖реНрдард╛рддреГ рджреЗрд╡ рднрдЧрд╡рд╛рди рд╡рд┐рд╖реНрдгреБ рд╣реИрдВ, рдЗрд╕рд▓рд┐рдП рдпреЗ рд╡реИрд╖реНрдгрд╡ рдкреБрд░рд╛рдг рд╣реИред


рдЧрд░реБрдбрд╝ рдкреБрд░рд╛рдг рдХреЗ рдЕрдиреБрд╕рд╛рд░ рд╣рдорд╛рд░реЗ рдХрд░реНрдореЛрдВ рдХрд╛ рдлрд▓ рд╣рдореЗрдВ рд╣рдорд╛рд░реЗ рдЬреАрд╡рди-рдХрд╛рд▓ рдореЗрдВ рддреЛ рдорд┐рд▓рддрд╛ рд╣реА рд╣реИ рдкрд░рдВрддреБ рдореГрддреНрдпреБ рдХреЗ рдмрд╛рдж рднреА рдЕрдЪреНрдЫреЗ рдмреБрд░реЗ рдХрд╛рд░реНрдпреЛрдВ рдХрд╛ рдЙрдирдХреЗ рдЕрдиреБрд╕рд╛рд░ рдлрд▓ рдорд┐рд▓рддрд╛ рд╣реИред рдЗрд╕ рдХрд╛рд░рдг рдЗрд╕ рдкреБрд░рд╛рдг рдореЗрдВ рдирд┐рд╣рд┐рдд рдЬреНрдЮрд╛рди рдХреЛ рдкреНрд░рд╛рдкреНрдд рдХрд░рдиреЗ рдХреЗ рд▓рд┐рдП рдШрд░ рдХреЗ рдХрд┐рд╕реА рд╕рджрд╕реНрдп рдХреА рдореГрддреНрдпреБ рдХреЗ рдмрд╛рдж рдХрд╛ рд╕рдордп рдирд┐рд░реНрдзрд╛рд░рд┐рдд рдХрд┐рдпрд╛ рдЧрдпрд╛ рд╣реИ...

..рддрд╛рдХрд┐ рдЙрд╕ рд╕рдордп рд╣рдо рдЬреАрд╡рди-рдорд░рдг рд╕реЗ рдЬреБрдбрд╝реЗ рд╕рднреА рд╕рддреНрдп рдЬрд╛рди рд╕рдХреЗрдВ рдФрд░ рдореГрддреНрдпреБ рдХреЗ рдХрд╛рд░рдг рдмрд┐рдЫрдбрдиреЗ рд╡рд╛рд▓реЗ рд╕рджрд╕реНрдп рдХрд╛ рджреБрдЦ рдХрдо рд╣реЛ рд╕рдХреЗред
рдЧрд░реБрдбрд╝ рдкреБрд░рд╛рдг рдореЗрдВ рд╡рд┐рд╖реНрдгреБ рдХреА рднрдХреНрддрд┐ рд╡ рдЕрд╡рддрд╛рд░реЛрдВ рдХрд╛ рд╡рд┐рд╕реНрддрд╛рд░ рд╕реЗ рдЙрд╕реА рдкреНрд░рдХрд╛рд░ рд╡рд░реНрдгрди рдорд┐рд▓рддрд╛ рд╣реИ рдЬрд┐рд╕ рдкреНрд░рдХрд╛рд░ рднрдЧрд╡рдд рдкреБрд░рд╛рдг рдореЗрдВредрдЖрд░рдореНрдн рдореЗрдВ рдордиреБ рд╕реЗ рд╕реГрд╖реНрдЯрд┐ рдХреА рдЙрддреНрдкрддреНрддрд┐,рдзреНрд░реБрд╡ рдЪрд░рд┐рддреНрд░ рдХреА рдХрдерд╛ рдорд┐рд▓рддреА рд╣реИред


рддрджреБрдкрд░рд╛рдВрдд рд╕реБрд░реНрдп рд╡ рдЪрдВрджреНрд░ рдЧреНрд░рд╣реЛрдВ рдХреЗ рдордВрддреНрд░, рд╢рд┐рд╡-рдкрд╛рд░реНрд╡рддреА рдордВрддреНрд░,рдЗрдиреНрджреНрд░ рд╕рдореНрдмрдВрдзрд┐рдд рдордВрддреНрд░,рд╕рд░рд╕реНрд╡рддреА рдордВрддреНрд░ рдФрд░ рдиреМ рд╢рдХреНрддрд┐рдпреЛрдВ рдХреЗ рдмрд╛рд░реЗ рдореЗрдВ рд╡рд┐рд╕реНрддрд╛рд░ рд╕реЗ рдмрддрд╛рдпрд╛ рдЧрдпрд╛ рд╣реИред
рдЗрд╕ рдкреБрд░рд╛рдг рдореЗрдВ рдЙрдиреНрдиреАрд╕ рд╣рдЬрд╝рд╛рд░ рд╢реНрд▓реЛрдХ рдмрддрд╛рдП рдЬрд╛рддреЗ рд╣реИрдВ рдФрд░ рдЗрд╕реЗ рджреЛ рднрд╛рдЧреЛрдВ рдореЗрдВ рдХрд╣рд╛ рдЬрд╛рддрд╛ рд╣реИред
рдкреНрд░рдердо рднрд╛рдЧ рдореЗрдВ рд╡рд┐рд╖реНрдгреБрднрдХреНрддрд┐ рдФрд░ рдкреВрдЬрд╛ рд╡рд┐рдзрд┐рдпреЛрдВ рдХрд╛ рдЙрд▓реНрд▓реЗрдЦ рд╣реИред

рдореГрддреНрдпреБ рдХреЗ рдЙрдкрд░рд╛рдВрдд рдЧрд░реБрдбрд╝ рдкреБрд░рд╛рдг рдХреЗ рд╢реНрд░рд╡рдг рдХрд╛ рдкреНрд░рд╛рд╡рдзрд╛рди рд╣реИ ред
рдкреБрд░рд╛рдг рдХреЗ рджреНрд╡рд┐рддреАрдп рднрд╛рдЧ рдореЗрдВ 'рдкреНрд░реЗрддрдХрд▓реНрдк' рдХрд╛ рд╡рд┐рд╕реНрддрд╛рд░ рд╕реЗ рд╡рд░реНрдгрди рдФрд░ рдирд░рдХреЛрдВ рдореЗрдВ рдЬреАрд╡ рдХреЗ рдкрдбрд╝рдиреЗ рдХрд╛ рд╡реГрддреНрддрд╛рдВрдд рдорд┐рд▓рддрд╛ рд╣реИред рдорд░рдиреЗ рдХреЗ рдмрд╛рдж рдордиреБрд╖реНрдп рдХреА рдХреНрдпрд╛ рдЧрддрд┐ рд╣реЛрддреА рд╣реИ, рдЙрд╕рдХрд╛ рдХрд┐рд╕ рдкреНрд░рдХрд╛рд░ рдХреА рдпреЛрдирд┐рдпреЛрдВ рдореЗрдВ рдЬрдиреНрдо рд╣реЛрддрд╛ рд╣реИ, рдкреНрд░реЗрдд рдпреЛрдирд┐ рд╕реЗ рдореБрдХреНрддрд┐ рдХреЗ рдЙрдкрд╛рдп...