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The Next 20 Years

Just look around you in Nigeria, for example. 20 years ago, the ATM machine was a novelty. No bank issued debit cards- maybe just the foreign ones. There were no banking apps. You couldn't transfer funds the way we do now.

 It took 7 days for your 'upcountry' cheques to clear- meaning that if someone pays you a cheque in Sokoto and you pay it in in Ibadan, you had to wait for 7 days to receive value. Later, it became 3 days.
I recall as a young banker, I used to go to the CBN Clearing House with a box that was locked by my supervisor and which could only be opened by the CBN Clearing Supervisor. I carried that box like it was my life.
I had cheques of other banks and a very huge calculator we called casting machine inside that 'portmanteau'.
Around this period 20 years ago, there was an influx of new generation banks that changed the landscape. Now, see how the banks have changed in 20 years. In just 20 years, the banking sector in Nigeria is the one of the most sophisticated in Africa. So much progress has been made
Just before the turn of the last 20 years, the closest thing to a mobile phone was what was called 'nought nine nought'- 090. It was for the nouveau rich in Abuja at that time. Then came the liberalisation of telephony and we then had the GSM.
I remember how we used to have long queues at NITEL offices just to make telephone calls. In my parents house, our neighbours used to come in every evening to receive phone calls from sons or friends. Who would believe the GSM telephony is just about 20 years?
Initially, we had the voice revolution.  Then came data. And with that so many businesses hinged on mobile telecommunications. Look at fintechs churning out solutions now.
20 years ago, what we knew as social media was just Yahoo messenger. Facebook didn't exist until around 2007. Instagram didn't exist until 2010. Twitter didn't exist until 2006. Yet, I can say social media has employed more Nigerians than the public sector.
There are so many entrepreneurs whose shops and offices are on social media.
20 years ago, our entertainment was still very limited. We still relied on foreign music and films. Then TuFace came on the scene with African Queen in 2004. Styl-Plus had released Olufunmi in 2003.
The music scene exploded. We saw the rise of real African megastars like Davido, Wizkid, Burna Boy, Flavour, Phyno, Darey Art Alade, Simi, Adekunle Gold, 9ice, Dagrin, Olamide, Asa and many others.
Nigerian music took over the world within the last 20 years with foreign artistes even seeking collaboration. I have heard our music played in Kenya, Ghana, Dubai, Gambia, Rwanda and a host of other countries. It's always a pleasant experience identifying as a Nigerian.
Who will believe that the new wave of cinema culture started when Silverbird opened its first cinema in 2004? Before then, most of us sat in our homes huddled around home videos that were poorly produced. Now, almost every major city has a cinema.
And with that came the giant malls that are all over the place. The first Shoprite store opened shop in Nigeria in December 2005. The first SPAR was in 2009. Nigerians started patronizing malls less than 20 years ago.
Pre-paid metres didn't exist 20 years ago. We had that very ambiguous billing system where NEPA wrote out a bill and that was what you had to pay. And then, the Nepa officials would go round with their ladders to cut cables of owing customers.
Even though the health situation still needs to improve urgently, I still think we made some little progress. The National Health Insurance Scheme (NHIS) didn't exist 20 years ago. There were no HMOs. Me Cure which is the leading diagnostics centre in Nigeria started 2009.
Even though there were reports of work done around IVF pre-2000, the first real major breakthrough was the delivery by Dr Richard Ajayi at his Bridge Clinic in 2001. Since then, the IVF babies are uncountable. The first renal transplant in Nigeria was in 2005.
What will be your role in shaping the next 20 years? Or the next 10?

Which products or services will you invent or discover?

Will you be a spectator or a participant?

The next 10, 20 years will usher in new opportunities. Are you prepared?

@threadreaderapp unroll

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The Law of the Value Chain

I was at a courier company on Saturday to send out a parcel to Abuja. This courier company actually started out as a transport company with buses going to different destinations in Nigeria.

Overtime, people sent parcels through the drivers to different destinations. The company saw an opportunity and started a courier and logistics company.

As the very courteous staff of the courier company attended to me, I saw her bring out different cartons to pack the items I was sending out. Several parcels were everywhere packed in those cartons.

I whispered to myself that production of packaging is another line of business that this company should go into- if it is not already into it. The company will produce for its own use-rather than buy from others- and also sell to other users of packaging materials.

From transport to courier to packaging- this is a simple explanation of value-chain activities.
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How Reading Helped My Career

 In 2013, a joint venture Israeli/South African company was looking to make a foray into Nigeria. They wanted to set up an outlet in Lagos after conducting their feasibility studies and they needed a Nigerian financial institution to partner with.

Somehow, i was given their contacts and we agreed to meet with our teams from both sides at Victoria Island. 

I got my team together- about 8 of them- people in e-business, IT and other units that I know will have one thing or the other to do with this company.

I wanted to conclude in just one meeting. As the South African MD and his Israeli partner walked into my office where we were all seated and I stood up to exchange pleasantries with both of them, his eye went to the book on my table. 'Oh, you're reading Tipping Point?', he asked.

I was reading Tipping Point by Malcolm Gladwell that week and I had the book on my desk in the office. I usually have the books I'm reading either in my car or on my desk. I replied in the affirmative.

He asked for other books of Malcolm Gladwell that I've read and I mentioned Outliers-The Story of Success and What The Dog Saw. He asked for my best among the books and I mentioned Outliers. His best was Tipping Point.
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Travelogue: Of Abacha, Okpa & Other Things I Saw On A Road Trip From Anambra To Enugu

I believe two things give people great exposure- reading and travelling. I love both. Anytime I get into a new or unfamiliar environment, I like to explore the place.

I make friends with people in that environment- especially cab drivers. I met Somto and he was just perfect for me. He knows the road but even more, he knows the interesting places and is a good conversationalist.

I jumped into his vehicle and off we went from Agulu where I stayed. Agulu has the best hotel I have stayed so far in this country. I'm not saying this lightly at all. The Golden Tulip Hotel in Agulu owned by the Anambra State Government is a masterpiece of hospitality.


Located on the banks of Agulu Lake, the landscape is a beauty to behold. If you love nature like me, you don't need to go any further. Just looking at the hills and the lake will give you immense pleasure. The view from my room was simply breathtaking.


That hotel is a piece of hidden treasure. It's a beautiful getaway from the hustle and bustle of Lagos. The hotel was formally commissioned in January this year though operations started last September.
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Fighting Ourselves When We Should Be Fighting Them

In support of Jimi Agbaje during the 2015 elections, I produced 2 jingles as my contribution. I wanted him to win.

So, through the assistance of a friend of mine who is a PDP stalwart, we were directed to handover the CDs to a PDP Chieftain in Lagos. The PDP Chieftain asked us to meet him at a club house around Palmgrove. It was a Sunday evening.

When we arrived, we passed through security checks. The club house was guarded by mobile policemen. On entering, the PDP Chieftain was seated with company. Right opposite him was a friend with company also. All of them were having drinks.

They were the only people in the club house-apart from the stewards- and my friend and I. The club house was shut to others and we could only come in because our names had been dropped with the mobile policemen who were on guard. Music blared from speakers in the club house.

We were invited to have drinks. We respectfully declined. No be wetin we come do be that. I handed over the two CDs. The first CD was played. It was a dance-along, sing-along, gyrate kind of jingle. The friend of the PDP Chieftain jumped up and started dancing.
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Leadership: Think Of How You Can Add Value & Other Lessons 

Exactly 5 years ago, it was my last day at work at my former organization and I sent out a valedictory mail to my team. It was a truly emotional experience.

I hereby share that mail I sent 5 years ago. How time flies.

My dear South West 1 Team,

This is a very emotional moment for me as I know goodbyes are not easy. I want to take this time out to sincerely appreciate each and every one for your support during my brief sojourn leading the team.

I call it a sojourn because life is a journey and not a destination. We will all never 'arrive' in the real sense of it and people must move on at certain periods in their lives. That is exactly what I'm doing. You've all been part of my life just like I have been part of yours.

I'm particularly delighted and it is my sincere joy to note that together, we have made some progress. We are not exactly where we want to be but then we are no longer where we were when I assumed leadership of this Region a short while ago.

So, let me leave you with a few 'take-aways' as I take my bow:

1. MYTHS ARE MEANT TO BE SHATTERED

When I resumed in the South West, the fashionable reason for the poor performance was the excuse that the State Governments were owing salaries.
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Nodutdol | 노둣돌...
@nodutdol
Today is “Korean American Day”.

#OTD in 1903, the first large group of Korean immigrants arrived in US-conquered territory. [Thread]


102 Korean men, women, and children arrived in Honolulu aboard the SS Gaelic to work in Hawaii’s sugar plantations. By 1905, Koreans comprised 11% of Hawaii’s plantation workforce—around 7000 people.


This first wave of Korean immigrants arrived amid sharpening imperialist rivalry in the Pacific. Korea had slowly been losing its independence for decades, and by 1903 was just two years away from becoming a protectorate of Japan.

At the same time, the US was consolidating its position in the Pacific, annexing Hawaii, Guam, and the Philippines in 1898, and partitioning Samoa in 1899.

(Pictured: US troops in the Philippines)


US missionaries colluded with the Hawaiian Sugar Planters Association to secure a new, cheap labor force for Hawaii’s sugar fields. Many of the Koreans who arrived in Hawaii from 1903-1905 were Methodists.
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Dr. Alexander Hamilton...
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KILLMONGER'S DIARY

Fuck Africa. I'm American. Any African mad at dem words, kick rocks. Don't like it, jump ship. Back 2 Africa. Need receipts. How much yall made off us? U think we didn't know? Mafucka, we the vibranium that made Africa pop. We werent stole. We were sold.

Yall sold us. Then yall hv the audacity 2 come here, pass as American niggas, lecture us about racism & white supremacy, police our emotion, critique our anger & then U have the bravado 2 lecture us about fighting when yall let Europeans come & take yall shit? Fuck out of here.

Immigrants by nature unpatriotic. When times got tough, you left your country. You abdicated the responsibility to make your country better. You didn't fight. You ran. We didn't leave. We stayed. We fighters. Yall runners. Ain't know runner can tell a fighter about a damn thing.

"Erik U dont understand. We wouldve been killed." So the fuck what. We died fo our shit, but yall weren't willing 2 die for yours & now U come here trying 2 cut the line & take our place & Bitch, dont be calling me by my 1st name. We aint cool like that. Thats Mr. Killmonger 2 U.

& we ain' family. I dont play crayola politics so I dont care we got da same skin color. I ain't got no Melanin infatuation like the rest of deese niggas. I's knows what yall done did to us. I gives as much afuck about Africans as George Jefferson gave about Archie Bunker.
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In keeping with year-end tradition, I wanted to share the best books I read in 2020 – a year unlike any other - with a list of reads heavily influenced by global events including…

…Race and social justice. While not a planned reading theme as I started the year, social injustices that have plagued our nation for centuries rose up in a jolting manner. May we pass on to our children and grandchildren a more socially just world than we received.

Frederick Douglass, David Blight

Douglass was a self-educated slave who freed himself to become a tireless speaker, political leader & passionate reformer. Even reading his speeches today, you feel drawn to the power, drama & personal suffering of this great man.

Bonhoeffer, Eric Metaxas & Timothy Keller

Theologian, Pastor, Church Leader & spy/traitor. Quite a resume for an influential young German aristocrat. Details the rise of Hitler & pure evil unleashed in the face of the pure good of Christ as seen through Bonhoeffer’s eyes.

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Jarring. We have so far to go as we confront the realities of systemic racism. Since reading I've sought out reverse mentors to try and learn more. Get comfortable with being uncomfortable. (Much profanity for those sensitive to such)
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These moρlahs, guided by the bigot Alι Mµsαlιαr did not fight against any oppression, Britishers or landlords. The moρlah rebellion is a vιolent vehιcle of jιhαδ. Its sole purpose: to mαssαcre Hindu-s, convert them to ιslαm and establish M sovereignty.
⋮


Tyrant Tιρµ was largely responsible for the forced conversions in Kerala. He surrounded homes of the H and forced them to convert to ιslαm, consume bεεf and be circµmcised.


Fleeing persecution from the rogue, many H fled to Tiruvanantapuram. There too, common M would now and then be enraged and wage jιhαδ on the helpless Hindu-s. The forcible conversions and desecration of our temples were the norm of the day.
⋮


T L Strange, a special commisioner of the Malabar region was appointed to enquire into the reasons for the outrages. He filed a report "Malabar Manual" in 1852 where he firmly says that the reason for the 'uprising' was M rεligιous fαnatιcism —
⋮


Moplah outrages on H was a regular occurrence in Kerala as we will show below. The most gruesome one in 1921 is what is famously referred to as such nowadays. In the aftermath of 1921, a special tribunal of 3 judges convened in Calicut.
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(1/11) This term, I’ve taught a seminar @IslamicSt_UniFR called “Little Ice Ages and Mighty Microbes. What Environmental History Can Tell Us about the #MiddleEast”. These are some of the things that I’ve learned. A thread. #twitterstorians #environmentalhistory


(2/11) The Arab invasion of #Iran led to a cotton boom – until the 11th century. Then a “big chill” made agriculture detract. Leading Sunni scholars moved elsewhere &bimportant madrasas closed. This helped to eventually convert Iran into Shi’i-majority lands in the 16th century.


(3/11) The “golden age” of the Ottoman Empire saw the conquest of Egypt. With grain (incl. rats/fleas) now being shipped in huge quantities from Alexandria to #Istanbul, the capital became a constant “plague hub” (which, in turn, dramatically increased Ottoman medical knowledge).


(4/11) At the same time, several #Ottoman provinces were already operating at the ecological limit while still being forced to provide Istanbul with animals. When the Little Ice Age hit these semiarid areas in the late 16th century, significant rebellions & crises ensued.


(5/11) Not only humans suffered but animals, too. Epizootics killed livestock in 18th century #Egypt, which made peasants become more dependent on large landholders. Consequently, “changes in nature of rural labor degraded the lives of both beast and man.”
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Thread: History of Mogadishu and it’s conquest by Imaam Al Yaqubi


One of the First Imaams of the Hiraab Imamate was Mohamed Ibn Imaam Ahmed ibn Imam Ahmed Ibn Imaam Mohamoud Ibn Imaam Cumar Halol Al Yacquubi (Abgaal) during the year 1097 hijri.


After the collapse of the Ajuuran Abgaal nomads from the interior had started moving to take over the strategic port town of Mogadishu which was then under the muzzafar dynasty. By the 1600s Abgaal warriors had captured the city and set up their base in shingaani.


Mogadishu at the time was a large and well known port town. The Abgaal clan taking over control allowed them to obtain political power and world wide recognition.


Under Imaam Yaqubi’s time in power it’s reported that French merchants had arrived at the port in 1701
and stayed for 11 days. They had attempted to take the city but were successfully repulsed.
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Rani Chennamma of Kittur was one of the first women rulers of India who fought against the might of the British Empire in 1824. Rani Chennamma was born in 1778 in a small village of Kakati in Belgaon distt of the State of Karnataka.


She was born into the Lingayat Community to a man named Dhulappa Desai. From a very young age she was trained in horse riding,sword fighting, archery and diplomacy. At a very young age of 15 yrs, she was married to the King of Kittur and became the Queen of Kittur.


It is said that King of Kittur Mallasarja was once moving around in the neighbouring kingdoms to find support to fight Tipu Sultan. It is then, when he came across Chennamma and he immediately got attracted to her sheer confidence and bravery.

Rani Chennamma and King Mallasarja had a son together who died very soon after the death of King Mallasarja in 1816. As the Queen of Kittur, Rani Chennamma immediately adopted Shivalingappa as her son and declared him the heir to the throne of Kittur.

This did not go well with the British East India Company who was enforcing the Doctrine of Lapse those days, according to which the adopted children of the Indian rulers were not allowed to become their heirs and if the native rulers did not have children of their own, their...
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क्या आप जानते हैं कि क्या है, पितृ पक्ष में कौवे को खाना देने के पीछे का वैज्ञानिक कारण!

श्राद्ध पक्ष में कौओं का बड़ा ही महत्व है। कहते है कौआ यम का प्रतीक है, यदि आपके हाथों दिया गया भोजन ग्रहण कर ले, तो ऐसा माना जाता है कि पितरों की कृपा आपके ऊपर है और वे आपसे ख़ुश है।


कुछ लोग कहते हैं की व्यक्ति मरकर सबसे पहले कौवे के रूप में जन्म लेता है और उसे खाना खिलाने से वह भोजन पितरों को मिलता है

शायद हम सबने अपने घर के किसी बड़े बुज़ुर्ग, किसी पंडित या ज्योतिषाचार्य से ये सुना होगा। वे अनगिनत किस्से सुनाएंगे, कहेंगे बड़े बुज़ुर्ग कह गए इसीलिए ऐसा करना

शायद ही हमें कोई इसके पीछे का वैज्ञानिक कारण बता सके।

हमारे ऋषि मुनि और पौराणिक काल में रहने वाले लोग मुर्ख नहीं थे! कभी सोचियेगा कौवों को पितृ पक्ष में खिलाई खीर हमारे पूर्वजों तक कैसे पहुंचेगी?

हमारे ऋषि मुनि विद्वान थे, वे जो बात करते या कहते थे उसके पीछे कोई न कोई वैज्ञानिक कारण छुपा होता था।

एक बहुत रोचक तथ्य है पितृ पक्ष, भादो( भाद्रपद) प्रकृति और काक के बीच।

एक बात जो कह सकते कि हम सब ने स्वतः उग आये पीपल या बरगद का पेड़/ पौधा किसी न किसी दीवार, पुरानी

इमारत, पर्वत या अट्टालिकाओं पर ज़रूर देखा होगा। देखा है न?

ज़रा सोचिये पीपल या बरगद की बीज कैसे पहुंचे होंगे वहाँ तक? इनके बीज इतने हल्के भी नहीं होते के हवा उन्हें उड़ाके ले जा सके।
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STEALTH JEFF
STEALTH JEFF
@drawandstrike
Here is Editor-in-Chief of the @EpochTimes, @JasperFakkert's response to the slanted hit piece that @Buzzfeed's @HayesBrown put up 2 days ago:

Brown's article at Buzzfeed starts off pretending it's some kind of really off-the-wall notion that Hillary Clinton paid for the creation of the Steele Dossier that was then used to justify the FBI's spying on the Trump campaign & transition team.


After that awful start, he swerves to making accusations that the Epoch Times is connected to the 'cult' Falon Gong.

You can read the article here:

Brown insinuates with no real evidence whatsoever that the Epoch Times is 'Falon Gong-linked'.

The 'evidence' he supplies in his article to 'prove' @EpochTimes is 'Falon Gong-linked is this:

1) the Epoch Times' extensive *news coverage* of China's attempts to wipe out Falon Gong with intense persecution directed at the group since 1999.

2) a reporter *shouting a question in 2006* at then-President George W. Bush about China's persecution of Falon Gong members.
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Lu_lu\U0001f498
Lu_lu💘
@luciame16
Some thoughts on episode 53 of #Hercai

Love,that is not real,has no passion. Its fire turns into embers, it doesn’t not smell. The day, the night, the moon&year burn without sun, light, comfort&sleep.
Ömer Hayyam

#Reyyan #Miran #ReyMir #EbruŞahin #AkınAkınözü
#HercaiThoughts


1
PRAISE
The praise in this episode goes foremost to Ebru because she portrayed Reyyan so realistically like a woman who truly lost her unborn child. I was in awe and pain watching her along the episode, all her breakdowns and tears were so real.
#Hercai

2
Of course also Akın took his part and did his part masterfully, but he rightfully was the one who stood aside in this specific episode that needed to be about Reyyan’s pain and thus concentrated on Ebru.
#Hercai

3
And last but not least, if I say thank you to something that B gave us this year, then it’s to have Ali as our director. Also in this episode we saw the artistic eye behind every shot and I loved it.
#Hercai

4
OVERALL COMMENT
I don’t know who wrote ep. 52 but ep. 53 was going strong once more on symbols: roses, stones, fire and trees were incorporated and especially the ReyMir dialogues were written very well. I truly loved every ReyMir scene.
So let's get into it.
#Hercai
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