1/ Meet Mark E Smith, 50, of Ravenna, OH. Mark was part of the riot that did the insurrection at the U.S. capitol 1/6 in Washington DC. Thanks to a couple tips we were able to place Mark with several Ohio Proud Boys at the U.S. capitol.

Welcome to hell, Mark!

My dad’s first memory is hiding under a table 80 years ago tonight, when Nazis took his dad to Dachau on #Kristallnacht.

His parents, my Omi and Opi, always considered themselves more German than Jewish, so they didn’t think they’d get swept up in the madness.

Opi was taken to city hall with other Jews and lined up against a wall. He thought he was going to be shot.

He always remembered when they got to Dachau there were pajamas with Jewish stars waiting on their cots. Obviously not a spontaneous thing.

He was very lucky. His family got him a fake Uruguayan visa and he was out of Dachau six weeks later. “Before Christmas,” my dad recalls.

My little Jacob Wohl story: August 2016, we're sitting around the trading turrets at my office on a bored to tears slow day. Our receptionist said someone was here for his 2pm appointment. None of us had an appointment on schedule. Who is it? we ask? Some guy named Jacob Wohl 1/

Jacob Wohl, for those out of loop, gained quite a bit of notoriety for becoming the youngest guy to ever get himself barred for life from the financial industry. Now he's waiting in our lobby to pitch something. We're a large merchant bank. 2/

Send him in, we said. In walks young Jacob asking to be seeded with $25mm to start a new hedge fund in exchange for an ownership stake in it. Oh, & he needs an office. And a Bloomberg station. And needs to borrow staff until he can hire some guys. And he needs a leased car... 3/

And he needs an answer today. Right now. Because there's a competing offer from Izzy Englander's firm Millenium (we know those guys well). We fight the urge to literally start laughing, but do ask him...hey, you the same guy who got banned by regulators? He didn't even flinch 4/

He went on about that being untrue & handed over a letter he said was from his lawyer who had confirmed he was not barred, had been vindicated but it 'just wasn't in the system yet at the SEC, CFTC'...whatever that means. 5/

LET’S TALK ABOUT RELOCATING TO CANADA AND HOW TO APPLY FOR PERMANENT RESIDENCE (PR) IN 2021.

Are you interested in relocating to Canada and don't know where to start from? No worries, this tweet is for you.

A THREAD! 👇

I was supposed to make this post before now but I had to do extensive research and verify its authenticity before posting.

Stay with me...

One of the reoccurring topics in Nigeria today is how to ‘Japa’ (Move away) from Nigeria.

The question that comes to mind are:
> How do I go about it?
>What is the process like?
>Is there a seamless way to go about it?

First thing you must know is that from 2021 to 2023, Canada will welcome more than one million new immigrants! Yayyy!!! Good news abi??

I really do not blame anyone who decide to ‘japa’...

Do you know the benefits that accrues to one becoming a permanent resident in Canada?
Let me share them with you.

1. You can live and work anywhere in Canada. Yeah! Anywhere. Permanent Residents are not tied to a specific employer or a specific province...

My wonderful @jainfamilyinst colleagues @laura_bmw & @Edi_Nilaj have released their new report "Student Debt and Young America," which pretty comprehensively demolishes many of the myths about who does and doesn't have student debt.
https://t.co/y02KFosRQ3
Highlights to follow
/1

@laura_bmw @Edi_Nilaj First of all, look at this one chart that tells you why the student debt crisis is happening: rising debt; stagnant income, and the gap has opened widest for minority borrowers.
/2

You look at that chart and you see the total failure of the human capital model to explain labor market outcomes, insofar as it even is a falsifiable social science hypothesis.
/3

Second, while it's true that total loan balances are increasing in income, student debt has increased most over time among the lowest-income groups. This tells you that student debt is becoming a marker of the disadvantaged rather than the advantaged.
/4

Third, balances on outstanding loans are rising over time, not declining. As I said in my last report, the student debt crisis is a crisis of non-repayment. This is why it's foolish to think the student debt is ever going to be paid back, whether it's cancelled now or not.
/5

Having spent 2020 telling covid denalists that they were overly optimistic about the pandemic, I now look forward to spending 2021 telling covid maximalists that they are overly pessimistic about the end of the pandemic.

Telling a denialist in May that we shouldn't open bars back up = telling a maximalist in February that we should open schools back up.

Look, folks, the math is straightforward. ~13% of Americans have been vaccinated as of this

And the 7 day average continues to rise; we're approach 2 million vaccine doses per day. Meaning that we'll double that ~13% much faster than the two months it took us to get there.

So it's entirely reasonable that absent any other intervention, we should expect to hit ~30% vaccinated by the end of March.