List of Nifty200 Momentum30 changes from June end.

half the index is changing 🤣

#Nifty and #EEMA
Friends forever

NNF10 Q4 2021 Performance Report

WA fwd but good one 🧵

Nine #PersonalFinance Rules we all should better know.

1) Rule of 72 (Double Your Money)
2) Rule of 70 (Inflation)
3) 4% Withdrawal Rule
4) 100 Minus Age Rule
5) 10, 5, 3 Rule
6) 50-30-20 Rule
7) 3X Emergency Rule
8) 40℅ EMI Rule
9) Life Insurance Rule

) Rule of 72

No. of yrs required to double your money at a given rate, U just divide 72 by interest rate
Eg, if you want to know how long it will take to double your money at 8% interest, divide 72 by 8 and get 9 yrs

At 6% rate, it will take
12 yrs
At 9% rate, take
8 yrs

2) Rule of 70

Divide 70 by current inflation rate to know how fast the value of your investment will get reduced to half its present value.

Inflation rate of 7% will reduce the value of your money to half in 10 years.

3) 4% Rule for Financial Freedom

Corpus Reqd = 25 times estimated Annual Expenses.

Say Annual Expense > 50 years is 500,000 then corpus with you required is 1.25 cr.

50% into fixed income & 50% into equity.

Withdraw 4% every yr

This rule works for 96% of time in 30 yr period

4) 100 minus your age rule

This rule is used for asset allocation.

Subtract your age from 100 to find out, how much of your portfolio should be allocated to equities

Age is 30 so (100 - 30 = 70)

Equity : 70%
Debt : 30%

Age is 60 so (100 - 60 = 40)

Equity : 40%
Debt : 60%

#USDINR is headed towards is All time highs this month

High USD oil + high USDINR = big headwinds