BC MARKET CYCLE

Aditya Shah
@AdityaD_Shah 3 years, 9 months ago 765 views

When the upcycle in a sector is very strong
Poorly managed companies also make returns

2021 steel cycle-
SAIL went up from 30 to 120

Now in the current credit upcycle:-
PSU Banks are making money!

But does this mean credit culture has changed for PSU Banks?
No evidence of that

More from Aditya Shah

How will next 10-15 years be different for India?
In the next 10 years,India will undertake massive infrastructure projects which will propel India to a $5 Trillion economy

A thread🧵on how India is spending big on Infrastructure upgradation like never before

Lets go👇

(1/17)

How big is India's Infra push?

India spent $14 Trillion on infrastructure in the 75 years since its independence.

$7 trillion was in the last 9 years.

Another $7 Trillion will be spent in the next 9 years!

Big Big Spending is coming in!

(2/17)

So where is this money being spent?

1. Roads
There has been an increase in the construction of National Highways (NHs)/roads over
time, with 10,457 km of roads constructed in FY22 as compared to 6,061 km in FY16.

(3/17)

In FY23(until October 2022), 4,060 km of NHs/roads were constructed, which was around 91 per cent of the achievement in the corresponding period of the previous financial year

(4/17)

The ambition is to take the rate of daily highway construction in India to 100km per day

Dubbed India’s ‘highway revolution’,
Rapid highway construction is central to the country’s push to transform itself into a staggering US$5 trillion economy by 2025.

(5/17)

Aditya Shah
@AdityaD_Shah

SEBI cuts REIT lot size to 1 unit....this will boost the liquidity and encourage more participation!

REIT is like a mutual fund that invests in physical real estate assets!

Read more

Real Estate Investment Trusts (REITs) Simplified.

A product that provides a fixed income that is better than FD +an upside like equity.

A Thread \U0001f9f5\U0001f447
— JST Investments (@JstInvestments) June 9, 2021

Aditya Shah
@AdityaD_Shah

What to do when u first save money?❓

Do u straight away invest in equities/shares?🤔

A simple thread🧵explaning how u can systematically create a structured portfolio on ur own.

Hit "Retweet" to educate maximum retail/small investors

Lets go👇

(1/14)

Step No 1.-

Golden Rule of Finance-

Expenses=Income-Saving

🧪In the starting years as an investor save as much as u can.
🧪Cut down as much as u can on discretionary spending.
🧪Initial years are tough as capital comes in slowly and seeds for compounding are being laid

(2/14)

Step No 2:-

Buy a health insurance:-

Health insurance will protect your portfolio against undue shocks of unforeseen hospitalization

A detailed review of how to buy health insurance is

As part of financial planning

A thread on health insurance

What is health insurance?

Health insurance is a insurance that covers medical expenses that arise due to an illness. These expenses could be related to hospitalisation costs, cost of medicines etc.

1/
— JST Investments (@JstInvestments) December 24, 2020

Step No 3:-

Buy a Life Insurance(If required):-

Evaluate the need for life insurance.

If need be buy a term plan.

A detailed review of how to buy life insurance is

Term Plan or a ULIP or a endowment plan?\U0001f914

Life Insurance simplified:

Do 're-tweet' & help us educate more investors

A Thread \U0001f9f5\U0001f447

(1/15)
— JST Investments (@JstInvestments) April 5, 2021

Step 4:-

Evaluate ur life goals

Goals can be:-
🧪Retirement
🧪Buying a house
🧪Child's Marriage
🧪Child's Education

Evaluate the year in which the goal will be achieved with the amount of estimated amount

(5/14)

Aditya Shah
@AdityaD_Shah

Index Funds have been a red hot equity passive Mutual Fund strategy in the last 10 years!

A thread🧵explaining why index funds should be a part of ur equity MF portfolio!

Hit "Retweet" to educate maximum investors

Let's go👇

(1/18)

Passive vs Active Mutual Fund Strategy

Active Strategy:-

Active investing, as its name implies, takes a hands-on approach and requires that someone act in the role of a portfolio manager.

The goal of active money management is to beat the stock market’s average return

(2/18)

Passive Strategy:-

Passive investing entails a non-active role on part of the investor.

When you invest in a diversified portfolio with low costs and a long-term horizon, it tends to deliver returns comparable to the market average.

(3/18)

What are Index Funds?

Index Fund invests in stocks that imitate a stock market index like the Nifty, Sensex.

These are passively managed funds which means that the fund manager invests in the same securities as present in the underlying index in the same proportion.

(4/18)

The relentless rise of Index funds:-

The assets under management (AUM) of passive products will grow eight times from the current levels of ₹3 trillion to ₹25 trillion by 2025

Passive assets will grow to constitute 37% of the overall assets in the MF industry by 2025

(5/18)

Aditya Shah
@AdityaD_Shah

Parag Parikh Flexi Cap has been an investor favorite over the past 2 years.

Should u chase the fund?

An in-depth thread🧵 analyzing the performance and strategy of the fund.

Hit "Retweet" to educate maximum investors.

Lets go

(1/20)

Scheme:-
Parag Parikh Flexi Cap fund

Fund Manager:-
Mr Rajeev Thakkar

AUM:-
29,294cr

(2/20)

PPFAS has been the vision of the great Late Parag Parikh.

A true Value Investor.....who lost his life while attending a Berkshire Hathway AGM.

The Mutual fund has tried to remain true to the investing concepts laid by Late Mr Parag Parikh.

(3/20)

Fund Manager:-

Mr Rajeev Thakkar possesses over 15 years of experience.

Joined PPFAS in 2001.

Rajeev is a strong believer in the school of "value-investing" and is heavily influenced by Warren Buffet and Charlie Munger's approach.

(4/20)

Mr.Thakkar is a Chartered Accountant, Cost Accountant, CFA, and CFP. He has been associated with PPFAS AMC since 2013.

Mr Thakkar has been the lead fund manager at PPFAS Mf ever since launch.

(5/20)

More from Market cycle

Krishna Chaitanya
@Kris7na

@prabhakarkudva @ishmohit1 Management said in a recent investors meet that they'll use qip funds to capture 35% market share of all upcoming music releases for the next decade so that cash flows are not affected 10-15 years down the line.

Charlie Bilello
@charliebilello

Revenue growth over the last year (TTM)...
AMC: -40%
Zoom: +100%

Net Income over the last year (TTM)...
AMC: -$2.08 billion
Zoom: +$1.14 billion

Stock price over the last year...
$AMC: +1,131%
$ZM: -45%

Data via @ycharts

Suyog Dhavan
@strategic_alpha

If everything is Obvious, Everyone would have made money. However Reality is,Very Few People Make Money in long run,So there is something which is beyond the obvious.
Second Level Thinking is what one needs!!!

This is how Howard Marks Explains Second Level Thinking.
#SA

Vipul jain
@Vipulja10222931

@varinder_bansal Realty sector main jaan aa rahi hai

ishmohit
@ishmohit1

The divergence that happened between 2017-2019 might be a thing of the past if the broader markets/sectors start doing well. Plenty of signs

I track cos bottoms up, seeing signs of massive capex announcements and growth expectations in Numerous cos. Whether it is spechem or cement cos like Dalmia. It's visible

1/ Thread: "A Silicon Valley Ponzi Scheme"

Thanks to @chamath for laying this out in Social Capital's 2018 annual letter.

I've always appreciated his outspokenness.

2/ The hardest thing for most startups today is the path to market: first finding product-market fit & a way to reach customers, then building a ruthless machine to acquire, monetize & retain them.

3/ Because of this, when the VC industry invests capital into fast growing startups today, the plurality (if not majority) of invested capital will go into user acquisition and ad spending, for better or worse— usually worse.

4/ Todays massive venture-backed advertising, sales, and user acquisition playbook has morphed into one that champions growth at any cost.

This is creating a big bill that will soon come due...

5/ Ad impressions and click-throughs are bid up to outrageous prices by startups flush with venture money, and prospective users demand more and more subsidized products to gain their initial attention.

$Tej Dosa \U0001f602\U0001f9e0$

Tej Dosa 😂🧠...
@ComedicBizman

(A THREAD)

18 Things I Would Do At 18:

I was a dumb 18-year-old. I thought I had the world figured out. I didn't.

I stayed up till the wee hours. Drank every liquor invented.

Partied non-stop. Woke up after noon.

Surfed the web aimlessly.

Read BS self-help.

Repeat.

If I could do it all over again, here's 18 things I would do...

PHASE ONE: GET MY MIND RIGHT

ACTION #1: Break the chains - I wish I made the decision earlier. I didn't. I was scared. Anxious. Nervous. I knew once I made the decision, there was no going back.

Don't be like me.

Make the decision at 18. The decision to pave your own path in life. To go against the herd. To choose your own adventure. To commit to whatever sets your heart on fire.

ACTION #2: Cut off every negative person in your life.

Scroll through the contacts in your phone...

Notice how the names make you feel.

Delete any and all names that fill you with doubt and negativity.

ACTION #3: Condition your mind to embrace the producer mindset instead of the consumer mindset.

Consume 20% of the time. Produce 80% of the time.

Case closed.

ACTION #4: Set an intention to make $10k a month and write it out every MORNING and NIGHT as if you already achieved it (in the past tense).

Visualize yourself already having the money as you write.

Cheesy?

Yes.

Does it work?

Yes.

PHASE TWO: EDUCATION

Aron Hyman
@aron_hyman

THREAD: The following tweets are for the purposes of stories that will appear in Sunday Times Daily. The videos and images depicted may be upsetting but are deemed to be in the public interest. This is the story of the Ayanda "Borhey" Mtila as far as we were able to verify it.

On 13 October Mtila as defacto overlord of the Boko Harram gang, allegedly carried out his penultimate cash-in-transit robbery. Sources say he sustained a head wound in a shootout with security guards. Some friends believe he was killed by a fellow

He died two days later, on 15 October, after allegedly being in a coma for more than a day. His funeral was a spectacle, held on Nyanga Sports fields on 24 October and attended by hundreds of people. Sources say it was made possible by Paarl businessman Lukhanyo "Spur" Mangena.

Alex Stamos
@alexstamos

The entire discussion around Facebook’s disclosures of what happened in 2016 is very frustrating. No exec stopped any investigations, but there were a lot of heated discussions about what to publish and when.

The story doesn\u2019t say you were told not to... it says you did so without approval and they tried to obfuscate what you found. Is that true?
— Sarah Frier (@sarahfrier) November 15, 2018

In the spring and summer of 2016, as reported by the Times, activity we traced to GRU was reported to the FBI. This was the standard model of interaction companies used for nation-state attacks against likely US targeted.

In the Spring of 2017, after a deep dive into the Fake News phenomena, the security team wanted to publish an update that covered what we had learned. At this point, we didn’t have any advertising content or the big IRA cluster, but we did know about the GRU model.

This report when through dozens of edits as different equities were represented. I did not have any meetings with Sheryl on the paper, but I can’t speak to whether she was in the loop with my higher-ups.

In the end, the difficult question of attribution was settled by us pointing to the DNI report instead of saying Russia or GRU directly. In my pre-briefs with members of Congress, I made it clear that we believed this action was GRU.

When the upcycle in a sector is very strongPoorly managed companies also make returns2021 steel cycle-SAIL went up from 30 to 120Now in the current credit upcycle:-PSU Banks are making money!But does this mean credit culture has changed for PSU Banks?No evidence of that

More from Aditya Shah

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When the upcycle in a sector is very strong
Poorly managed companies also make returns

2021 steel cycle-
SAIL went up from 30 to 120

Now in the current credit upcycle:-
PSU Banks are making money!

But does this mean credit culture has changed for PSU Banks?
No evidence of that