To understand Financial Shenanigans & detect accounting manipulations from Annual Reports with checklist
In detail and lucid terms

Financial Shenanigans
(Part-1)
https://t.co/wa6HSElug0

(Part-2)
https://t.co/Vrva17GvgP

(Part-3)
https://t.co/XuziOCDHL2

@dmuthuk @ms89_meet

Weird feeling. After 10.5 years and roughly £21,000 of debt- I finally paid off the last instalment of my student loan today.

Next month, for the first time- I’ll receive my full post tax salary, for the first time since I graduated.

Sharing as an example of how the system works in practice. In truth I only seriously started paying off the capital in the last few years, when I started to earn a good salary, paying roughly £400 a month off. I suspect many will never significantly eat into the capital.

That’s especially the case for those those under the new regime, who have over £50k of debt. I was lucky in a) lower fees (3k not 9k) and maintenance grant (not loan) still existed.

Indeed IFS forecasts that 83% of students from PST 2012 reforms won’t fully pay back their loan.

Of course those who don’t pay off their fees, the cost will eventually have to be absorbed by the Treasury. Having 17% pay back all and the rest some will still be cheaper for HMT than no loans at all. But we should recognise the a) odd conceit that we have a system of loans...

...which the vast maj will never pay back and that instead b) that graduates are paying in effect a topped up rate of income tax for many, many years.

*GOOD NEWS*                 
1. According to latest World  Bank ranking in Ease of Doing Business, Pakistan’s ranking in this indicator has improved from 130 to 72 and is placed at 2nd position in South Asian countries in terms of Ease of Starting a Business, after 30 years.

2. Karachi circular railway restored, after 20 years.
3. Payment dues to Steel Mills employees paid, after7 years.
4. Re-activation of textile industry in Pakistan, after 13 years.
5. Pakistan has been put on an Export Led Growth  rather the previous import led growth strategy

and has registered an increase in exports, after 8 years.
6. Current account surplus, after 20 years.
7- Pakistan's exports to UK top $1 billion ( $1.2 billion) in first six months of fiscal year, after 74 years.
8. Lifafa journalism exposed ,after 30 years.

9. India exposed on Kashmir internationally, after 30 years.
10. Pakistan saved from paying $1.2bn penalty as Karkey dispute 'amicably solved, after 7 years.
11. Indian Propaganda Network smashed through  EU ( Info - lab ) Indian Chronicles, after 74 years.

12- Pakistan has been named the top holiday destination for travellers for the year 2020 by the United States-based luxury and lifestyle publication Conde Nast Traveler, after 74 years.
The listing follows several positive reviews of the tourist attractions in the country by