What happens when an extreme weather event hits a home where the risk was thought to be nonexistent?

In the aftermath of a wildfire in Fort McMurray—which insurers saw as an example of how climate change is altering the behavior of natural catastrophes—premiums increased https://t.co/n0S8fgMGVd
For most home owners, rates aren’t rising—yet. Insurers are now grappling with the tough question of how to reflect new understandings of the underlying risk in premiums.
In the future, climate change may make some homes uninsurable, or at least so risky the cost would be prohibitively expensive for insurance buyers
Increased flood damage presents an opportunity to insurers who expect the market for flood insurance to grow as hurricanes like Harvey and Florence become more common https://t.co/qd3xjiluNV

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Margatha Natarajar murthi - Uthirakosamangai temple near Ramanathapuram,TN
#ArudraDarisanam
Unique Natarajar made of emerlad is abt 6 feet tall.
It is always covered with sandal paste.Only on Thriuvadhirai Star in month Margazhi-Nataraja can be worshipped without sandal paste.


After removing the sandal paste,day long rituals & various abhishekam will be
https://t.co/e1Ye8DrNWb day Maragatha Nataraja sannandhi will be closed after anointing the murthi with fresh sandal paste.Maragatha Natarajar is covered with sandal paste throughout the year


as Emerald has scientific property of its molecules getting disturbed when exposed to light/water/sound.This is an ancient Shiva temple considered to be 3000 years old -believed to be where Bhagwan Shiva gave Veda gyaana to Parvati Devi.This temple has some stunning sculptures.