How to claim maximum deduction while filing the declaration and pay Zero tax for CTC of up to Rs 20 Lacs in case of a salaried employee for FY 2022-23

A thread on deductions for salaried 🧵

Tax Deductions

Section 80C Exemption 150k
NPS 80CCD(1B) Tax Exemption 50k
Medical Insurance (Self & Parents) 50k
Standard Deduction 50k

20 lac - 3 lac = 17 lakhs
Car Maintenance 25k
Meal Coupons 25k
EPF by Employer 125k
NPS (Employer Contribution) 100k

Mobile & Internet Bill Reimbursement
Uniform Allowance
Children Education/Hostel Allowance
Newspaper/Journal Allowance
Gift voucher
Leave Travel Allowance - all 125K

17 lac - 4 = 13 lac
House Rent Allowance - 50k per month Total 6 lacs

13 Lac - 6 lac = 7 lac
Home Loan Interest 200k
Gratuity (Not part of salary but component of CTC and is non-taxable) 50k

7 Lac - 2.5 Lac = 4.5 Lac

upto Rs 5 Lac Zero Tax as per Rebate u/s 87A

More from All

https://t.co/6cRR2B3jBE
Viruses and other pathogens are often studied as stand-alone entities, despite that, in nature, they mostly live in multispecies associations called biofilms—both externally and within the host.

https://t.co/FBfXhUrH5d


Microorganisms in biofilms are enclosed by an extracellular matrix that confers protection and improves survival. Previous studies have shown that viruses can secondarily colonize preexisting biofilms, and viral biofilms have also been described.


...we raise the perspective that CoVs can persistently infect bats due to their association with biofilm structures. This phenomenon potentially provides an optimal environment for nonpathogenic & well-adapted viruses to interact with the host, as well as for viral recombination.


Biofilms can also enhance virion viability in extracellular environments, such as on fomites and in aquatic sediments, allowing viral persistence and dissemination.

You May Also Like

@franciscodeasis https://t.co/OuQaBRFPu7
Unfortunately the "This work includes the identification of viral sequences in bat samples, and has resulted in the isolation of three bat SARS-related coronaviruses that are now used as reagents to test therapeutics and vaccines." were BEFORE the


chimeric infectious clone grants were there.https://t.co/DAArwFkz6v is in 2017, Rs4231.
https://t.co/UgXygDjYbW is in 2016, RsSHC014 and RsWIV16.
https://t.co/krO69CsJ94 is in 2013, RsWIV1. notice that this is before the beginning of the project

starting in 2016. Also remember that they told about only 3 isolates/live viruses. RsSHC014 is a live infectious clone that is just as alive as those other "Isolates".

P.D. somehow is able to use funds that he have yet recieved yet, and send results and sequences from late 2019 back in time into 2015,2013 and 2016!

https://t.co/4wC7k1Lh54 Ref 3: Why ALL your pangolin samples were PCR negative? to avoid deep sequencing and accidentally reveal Paguma Larvata and Oryctolagus Cuniculus?