This is from 1995 and is an ODI working paper, its insightful because it still references the impact of the SAPs on the rural economic ecosystem https://t.co/tSQo281qVW However, I have an issue with the mindset revealed by the author's framing and evaluation.

Savings is a complicated subject among the informal economic ecosystem's actors, and I want to discuss it further here. Even the formal first world economy is conflicted about savings. Note that its considered valuable for devt here in this snippet.

Yet, until the year 2020 and its pandemic shock to the whole system, the dominant narrative of economic growth relied on consumption, which in turn was a mindset that decried the massive savings seen among consumers in emerging markets like India & China.

The real blockage, it seems to me, is that the informal ecosystem's value flows (disaggregated into goods, services, people, info & knowledge, currency or value equivalent) are air-gapped from teh formal economy's money. The two ecosystems are not well integrated enough for flow

Coming back to the thorny issue of savings in the context of the informal economic ecosystem - the volatile economic ecosystem to be honest, which these days is creeping into the margins of the allegedly formal system etc. there is an inherent conflict between two "systems" here