By age 30, you need to master these money skills if you want to be 10 years ahead financially.

• Network with people

Your ability to succeed and find opportunities can depend on the people that you know.

Spend time with ambitious people who have a desire to grow.

You'll gain a lot of knowledge and always strive to improve yourself.

• Avoid lifestyle creep

With social media, people want to be seen as affluent.

The reality is that many are in huge debt and cannot repay it.

Focus on important things, live below your means, and invest your money.

Financial freedom is more important than possessions.

• Become marketable

The pay you receive is proportional to the talent you provide.

Acquiring new skills increases your earning potential.

More skills mean more money and more assets to invest.

Developing a competitive advantage in life is necessary.

• Pay yourself first

Save or invest money before splurging on wants.

Investing is a way to pay for your freedom with money earned today.

To make investing simple and easy, set up automatic investments.

Start out modestly and build up as you see fit.