BC RELIGION
Saved by @CodyyyGardner

I just made a short write up on "INSURANCE IN ISLAM" for my WhatsApp group "HOUSE OF FIQH" and also posted it on Facebook.

My brother @TasiuAl saw it and urged me to share it here, i have to obey him 🤣

INSURANCE IN ISLAM

A SHORT THREAD:

 1. Insurance is also known as takaful (in arabic), just that there are some few differences between the conventional insurance and Takaful.
2. How takaful works: All participants (policyholders) agree to guarantee each other and instead of paying premiums, they make contributions to a mutual fund, or pool. The pool of collected contributions creates the Takaful fund.
3. The amount of contribution that each participant makes is based on the type of cover they require, and on their personal circumstances. As in conventional insurance, the policy (Takaful Contract) specifies the nature of the risk and period of cover.
4. The Takaful fund is managed and administered on behalf of the participants by a Takaful Operator who charges an agreed fee to cover costs. These costs include the costs of sales and marketing, underwriting, and claims management.
5. The basic premise I want you all to keep in mind is that Islam and the fuqaha do allow us to mitigate risk by pooling our wealth and paying out to those who lose out from an uncertain loss.
6. Traditionally in Arabia if a tribesman needed to pay blood money (a large sum) to someone, then the entire tribe would chip in a small amount to make up the sum. They did this as a charitable gesture so no one of their number would be overcome by the massive payment.
7. Relating to this, fuqaha allow takaful insurance – which is a form of cooperative insurance along these lines. the basic principle of mitigating loss by pooling wealth is uncontroversially halal.
8. for this majority of scholars permitted the life and health insurances.
Because these Insurance gives certainty – it is important for the day to day lives of people.
9. The Prophet specifically allowed for bai salam (for farmers to sell in advance their crop so that they may raise money now) as it genuinely helped people live their lives in a more stress-free way,
He weighed up the uncertainty caused by the transaction against the benefit that came from it, and clearly he decided that the benefit outweighed the harm.
10. Muslim records “Ibn ‘Abbas (Allah be pleased with them) reported that when Allah’s Prophet (may peace be upon him) came to Medina, they were paying one and two years in advance for fruits, so he said:
Those who pay in advance for anything must do so for a specified weight and for a definite time.”
11. The debate is on how it is done, i.e. the conditions and structures involved.
12. Islam forbids transactions in which there is gharar. The argument against conventional insurance goes that this is a gharar-based transaction where something uncertain is being bought in exchange for a premium – so is not allowed.
You are uncertain if you will ever have an accident after you buy car insurance and most people don’t and lose all their money for no return each year.
13. Which brings us to the prohibition of property and auto insurances.
14. Imam Muslim records in his Sahih: “On the authority of Abu Hurairah who said that the Messenger of Allah (peace and blessings of Allah be upon him) forbade ‘sales of a speculative nature’ (bai al-gharar).
Tirmidhi records the Prophet said “Do not sell that which you do not have.”
Al-Bukhari and Muslim record “On the authority of ibn Umar who said that ‘the Messenger of Allah (peace and blessings of Allah be upon him) prohibited the sale of fruits until their ripeness and freedom from disease were apparent. He prohibited both the seller and the buyer.’
15.CONCLUSIVELY: Islamic scholar position is that unless a financial product or service can be certified as Shari’ah compliant by a competent Shari’ah supervisory board, that product's authenticity is dubious.
At that point, it will be the responsibility of the individual investor or consumer to determine on his or her own that the product complies with the principles and precepts of the shariah, if it goes with products permitted by shariah,
then the life and health insurances are permissable, as for auto and property insurances, no matter the business involved they are not permissable, because you may likely lose your money even if the business involved are permissable.
Because if you don't involve in accident or lose your property, you won't get a return, which is uncertain.

Wallahu A'alam.

Abdullahi Muaz Raihan
31/12/2021

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Hello Dear Tweeples!

It’s Siddhars time of the week! Last week I shared story of Guru (Machamuni or Yogi Matsyendranath), this week I bring you information on his Shishya.

#Thread on Gorakanathar Siddhar.

@LostTemple7


His origin story is interesting, though I couldn’t verify it’s authenticity, so not sharing the story here. He’s shishya of Machamuni Siddhar and also learnt from Agasthiya Siddhar.

@HelloNNewman @RajiIndustani @Kishoreciyer1

Unlike other Siddhars, he is depicted as either with a Tiger or seated & wearing Tiger skin. While I couldn’t find any explanation for this. My interpretation is as follows:

Tiger is a predator that lurks around and attacks unexpectedly.


Our 5 indriyas and 5 vikitis also similar to Tiger, they lurk around and attacks our thoughts when we’re least expecting. Gorakkar is said to have mastered these aspects, thus to denote this, he shown with Tiger.

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Gorakanathar or Gorakshnath (as he’s known in the Nath Sampraday) is celebrated Guru in both Northern and Southern part of India. He’s one of the NavNath in Nath Sampraday and also 18 Siddhars of Tamil tradition. During his life, he’s travelled Indian subcontinent extensively +
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LING PURANA: IMPORTANCE AND CHARACTERISTICS

Reading Ling Purana provides bhog and moksha to the reader and listeners. It is about Shiva's sermon to Brahma when Shiva entered the Agni Ling and preached about Dharma sidhhi through the stories of Agni Kalp.


Vyasji divided this into two parts. This book is different from others and has eleven thousand shlokas which depict the glory of Shiva. This Puran is the summary about importance of Tridev.
It starts first with a questions. Then it describes the Shrishti in brief.

Then there is description of Yog and Kalp. Next is the evolution of Ling and its puja Vidhi. It consists of dialogue between Sanat Kumar and Shail etc. It also mentions the character of Dadhichi, the dharma representation of that yug, Bhuvan kosh description,

Chandravansh and Surya vansh. Next there is elaborate description of Shrishti, story of Tripur, Ling and Pashu Paash vimoksha, Vrats for Shiva, Discipline, Repentance, Arisht, description of Shri Shail. Next is the story of Andhakasur, Varah, Narsingh,

k¡lling of Jalandhar, Shiv sahastra naam, story of Daksha's yagya and its destruction, killing of Madan and marriage of Parvati.

Next is Vinayak katha, Shiv tandav, Ambrish katha and Upmanyu .
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#SanathanaDharma

Dear Friends, a few points to share regarding the Varna Ashrama Dharma.

Vested interests take advantage of our lack of awareness of this particular Dharma and project it as discriminatory.

1

More often than not, our own people give defensive replies to the accusations.

For example, when someone says "Hinduism is the worst religion as it discriminates based on birth" many of us reply like say "Isn't it there in faith Y?" or "It's based on profession" & such.

2

Varnashrama Dharma cannot be interpreted in isolation i.e. one has to understand & accept (at least) what the following mean to understand it in full:

1. Paramathma & Jivathma Thathvam
2. Karma-based Jananam, life events & Maranam
3. Narakam, Swargam & Moksham

3

The primary purpose of everyone's birth is to get out of the cycle of birth-death so that we can eternally serve Bhagawan and His Adiyaars.

Where has it ever been said that only Archakas & Yagnyopaveethadhaaris can get Gnanam & reach Moksham?? All are most welcome!!

4

Every Jivathma has been through loads & loads of janmas and has taken loads & loads of Karmic shareerams.

So, one being a Brahmana or Shudra in this birth doesn't mean anything. The same Jiva could've been a tree / animal in previous birth or may become one in the next!!

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Arya Samaj Exposed ( A Thread)


Today I'm going to expose these so called reviver of Sanatan dharma.

Arya samaj's main book which they treat as their bible is Satyarth Prakasha. Which was written by "Maharishi" Dayanand Saraswati.

Dayanand Condemned Idol worship and blamed it on jains . like really??


The book peddles hate against several Hindu sects.

here is hate against Vaishnavas
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@Abomination_Jk
1. A)Yes , monotheism does mean there is one God & all other gods are false.

But your statement that it also mean " that God is my God " is misleading . It depends on the doctrine of that monotheistic religion .


From Islamic monotheism , Allah never said that he is Creator of Arabs . He is Creator if all in creation . So from a doctrinal pov your statement doens't hold up .

B ) how did u write Advaita = hindu philosophy ? Do u want me to mention difference between Advaita and dvaita ?

" There is no concept of shirk in Hinduism " . This is a red hearing , No One claimed Hinduism also has concept of shirk .

2. Tribal God ? In Islamic doctrine . No where it says Allah is Only God of Quraish tribe .

It was always " ilahi n Naas " , not to mention islamic was always about one's belief & not race/ethnicity , So it was never tribalistic in its Nature


& If someone's doctrine is to be Questioned for being tribalistic , It's Hinduism . It's a ethnico religion . Originated on the banks of Indus river , With special mentions to " Aryans " in 4 vedas.

Even after 4000 yrs , 95% of it's followers live in India .
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Foamy urine especially if it is persistent and noticeable over time may mean you have a serious kidney problem.

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What are the features of a normal urine?

A normal urine should have a light yellow colour, painless, odourless (or faint smell), steady stream and should ideally not foam when you pee.

When there’s something wrong, then you see changes in all the above normal features of urine.

For instance if urine becomes very deep yellow, it may mean you are dehydrated;

If urine becomes painful or smells really really bad, it may mean you have an infection;

If urine has a poor stream, especially in a man, it may mean a prostate problem like cancer.

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Chennimalai Murugan Kovil
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Chennimalai Murugan Temple is located  near Perunthurai in Erode District. Murugan is worshipped here as Dandayudapani. Temple is situated on the banks of Noyyal river also called Kanchima Nadhi. Temple is situated in a hill


Sthala Puranam says that, there lived a Landlord who had many cows in his farm. One among them was a Black Cow, which didn't give milk. Land lord observed that evening time, when all the cows came back after grazing, this cow used to go to a particular spot and gave all  the milk


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Muruganukku Haro Hara
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Some thoughts on episode 54 of #Hercai

If you ever cross the distance and come to me, come with love that blooms in your heart.
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I have to make a note before writing about this episode. I was the person (still am) who thinks that bringing back D. was a bad idea. I repeat it that for me the writing of S1 and S2 is like tossed into the bin with that plot evolution, but they had to invent something+
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2
+ to be able to continue to prolong the general story after Aslan’s story did not work out. All the suffering of M., all the crying seems for “nothing” for two seasons and we viewers are also kind of fed up in seeing him cry all the time when with the upcoming episodes+
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+he is justified the most to cry. With her resurrection now the attention shifts back to Miran’s storyline and I don’t know if I like this to be honest. This said, Dilsha is here and we have to deal with her.
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So, my comments are going to be how I find they wrote her into the story, the details we get to know, the flashbacks we get to see, the way it was filmed and directed, with leaving out if I agree on it or not but describing along the way what I saw.
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