Second, Financial Fortifications (thanks to
@RamaniSumit for the term)
First 4 are a must-have for me and Bootstrap is a small amount (enough to experiment with 4-6 business ideas to test feasibility) that I expect I wont ever use.
But better to have it and not need it.
I'm currently working towards Financial Abundance.
LTC Plan - because India doesn't have Long Term Care Insurance for one's own longevity risk
Elder Care - maybe needed for parents & in-laws if they reach 80s/90s
Retirement Home - to buy a home in a retirement community